The whole monthly payment, not just the pretty part. Taxes, insurance, and PMI included, plus what paying a little extra really does. No pressure, just transparency.
Putting less than 20% down? I add an estimated PMI automatically so there are no surprises. Louisiana note: insurance down here runs higher than the national average, so I started you at a realistic number. Adjust anything.
This is a starting point, not a quote. Your real rate depends on your credit, income, and loan type, and that is exactly the conversation I am here for. Educational and illustrative purposes only; not a loan offer, commitment, or guarantee of any rate or terms.
Elizabeth Salathe | NMLS# 1138326 | Mortgage Biz with Biz | Powered by My Community Mortgage, LLC NMLS# 2408499
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Fifteen minutes with me beats an hour with a calculator. Bring your scenario and I will show you what the internet cannot.
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