Answer 7 quick questions and find out exactly where you stand. No credit pull. No obligation. Just the truth.
Question 1 of 7
Question 1 of 7
What's your estimated credit score?
Don't know your exact score? A rough range is fine. Use the lowest score of anyone on the loan.
Question 2 of 7
How much are you comfortable bringing to closing total?
This includes everything: down payment, closing costs, and reserves. In Louisiana, for example, closing costs alone can run 2-4% of the purchase price, plus some lenders require up to 15 months of insurance upfront.
Question 3 of 7
What monthly payment feels comfortable to you?
Think about what you'd feel good paying each month, not just what you could technically afford. This is your number, not the bank's.
Question 4 of 7
Are you currently renting?
This helps us think about timing and whether there's any overlap to plan around.
Question 5 of 7
Do you know what loan type you're looking for?
Not sure? That's completely normal. We'll figure it out together.
Question 6 of 7
What's your approximate household gross annual income?
This helps us estimate what price range is realistic. Gross income is your total before taxes. Include all borrowers on the loan.
Question 7 of 7
What zipcode are you looking to buy in?
This helps us look at local home prices, property taxes, and what's realistic in that market. Even a general area works.
No credit pull. No commitment. Just a real conversation.
Want Biz to text you your personalized next steps?
Drop your info below and she'll send you a quick breakdown of exactly where you stand and what to do next.
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This quiz is for informational purposes only and does not constitute a loan offer, approval, or commitment.
Results are general estimates based on your self-reported information and may not reflect actual loan eligibility.
Contact a licensed mortgage professional to discuss your specific situation.
Elizabeth Salathe | NMLS# 1138326 | Mortgage Biz with Biz | Powered by My Community Mortgage, LLC NMLS# 2408499 NMLS Consumer Access | Privacy Policy | Accessibility Statement State Licensing & Regulatory Information: Florida: Licensed by the Florida Office of Financial Regulation. Complaints: 200 East Gaines Street, Tallahassee, FL 32399-0376 | (850) 487-9687 | flofr.gov Louisiana: Licensed by the Louisiana Office of Financial Institutions. Complaints: P.O. Box 94095, Baton Rouge, LA 70804-9095 | (225) 925-4660 | ofi.la.gov Mississippi: Licensed by the Mississippi Department of Banking and Consumer Finance. Complaints: P.O. Box 12129, Jackson, MS 39236-2129 | (601) 321-6901 | dbcf.ms.gov North Carolina: Licensed by the North Carolina Office of the Commissioner of Banks. Complaints: 4309 Mail Service Center, Raleigh, NC 27699 | (919) 733-3016 | nccob.nc.gov Ohio: Licensed by the Ohio Division of Financial Institutions. Complaints: 77 South High Street, 21st Floor, Columbus, OH 43215 | (614) 728-8400 | banking.ohio.gov Tennessee: Licensed by the Tennessee Department of Financial Institutions. Complaints: 414 Union Street, Suite 1000, Nashville, TN 37219 | (615) 741-2236 | tdfi.tn.gov Texas: Licensed by the Texas Department of Savings and Mortgage Lending. Complaints: 2601 North Lamar, Suite 201, Austin, TX 78705 | 1-877-276-5550 | sml.texas.gov
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