You already have a locked rate with another lender. Good. Now let me look at it. Upload your Loan Estimate and I’ll tell you straight whether I can do better, or whether you should stay right where you are.
Takes about two minutes. You hear back from me by text within one business day.
The most recent one your lender sent after you locked. A PDF or a clear photo of the pages is fine.
Add your name, your closing date, and whether this is a purchase or a refinance. That is all I need.
I compare rate, points, and fees line by line and text you what I see. If I can beat it, I’ll show you how. If I can’t, I’ll tell you that too.
The number that matters is what that rate costs you in points and lender fees, and what it does to your monthly payment and your cash to close. So on your Loan Estimate I check:
No pressure, just transparency. If the deal you have is a good one, I’ll say so and you can close with confidence.
Only the locked one. If you haven’t locked yet, book a call instead and we’ll talk strategy before you do.
Your Loan Estimate is stored privately and used only to answer this one question. By checking the box in the form you agree to receive calls, texts and emails from Mortgage Biz with Biz powered by My Community Mortgage, LLC about your mortgage options. Consent is not a condition of any loan or of any purchase. Message and data rates may apply. Reply STOP to opt out at any time.
Worst case, you find out your deal is solid and close with confidence. Best case, I save you real money.
Upload My Loan Estimate